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ClearCalc.com

Built in Scotland · Free forever

Free UK financial calculators.

Straightforward tools for tax, mortgages, savings and more. Built for Scotland too.

All calculators

Pick one and get a clear answer in under a minute.

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Tax

Scottish Income Tax

All six Scottish bands from starter to top rate, with National Insurance and dividend tax.

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Tax

UK Income Tax

Basic, higher and additional rate for England, Wales & NI, with National Insurance and dividend tax.

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Tax

Take-home Pay

What you actually keep after tax, National Insurance, pension and student loan.

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Property

Mortgage Repayment

Monthly payment, total interest and full amortisation for any UK mortgage.

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Property

Stamp Duty & LBTT

SDLT for England and NI, LBTT for Scotland, with first-time-buyer relief included.

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Savings

Compound Interest

Compare three saving plans side by side: what your contributions and growth rate become over time.

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Savings

ISA Allowance Planner

Split your £20,000 across cash, stocks & shares, LISA and innovative finance.

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Conversion

Salary ↔ Hourly

Convert between annual salary, day rate, hourly rate and weekly take-home.

Coming soon
All calculations explained No black boxes. Every number shows its working.
Scottish tax rates included Starter, basic, intermediate, higher, advanced and top, as standard.
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Free download

Get the free Scottish Tax Cheatsheet

All 2025/26 tax bands, thresholds and allowances in one printable page.

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